Business Check Card FAQs
If a business qualifies for a business checking account, they may get a business check card.
Anyone listed on the signature card of the business checking account is eligible to receive a Business Check Card. There is a maximum of 30 check cards per business profile.
The Business Check Card can be used at point of sale as a signature transaction, PIN based transaction and as an ATM card.
ATM transactions include withdrawals, deposits to the business checking account tied to the card, and payments from the business account tied to the card. No transfers are allowed as only one checking account is tied to the card.
The Business Check Card will have both the business name and the employee name embossed on the card.
Each Business Check Card will have a specified spending limit (POS and ATM) to be determined by the business. If no spend limit is selected, Level I limits will be assigned to the Business Check Card
The business checking account statement will reflect all business check card transactions including the last four digits of the card number to enable identification of the transaction by employee. Transactions will be identified by the words "Check Card."
RBC Bank will issue the PIN and mail it to the business address. The mailer will be addressed to the business and employee. The Business Check Card can be activated through RBC Bank’s Automated Telephone Banking service by calling 1-800-236-8872.
Business Check cardholders will not be able to self select a PIN at account opening. Business Check cardholders can change their system generated PIN at any RBC Bank ATM.