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Personal Savings


Help your child open his or her first savings account. Earmark a little money for holiday gift giving. Start planning next summer's vacation. Personal Savings accounts have a low minimum balance and offer easy access for withdrawals or transfers. And, because the monthly maintenance fee is waived for children under age 18, it makes a great financial teaching tool when it's time to deposit those birthday checks.

  • Competitive interest rate
  • $100 minimum opening deposit (monthly fee waived for clients under 18 and over 65)
  • Minimum balance of $300 to avoid $5 monthly fee
  • FREE option for automatic transfers from checking
  • Access funds1 by ATM, phone, Web or at any of our banking centers

Apply Now

To open an account, apply online, call 1-877-RBC BANK (877-722-2265) or visit your RBC Bank banking center today.

1 Federal regulations allow only 6 preauthorized transfers out of the account per month. Each preauthorized transfer in excess of 6 will incur a $10 fee regardless of account balance, in addition to any $3 excess withdrawal fees which may be charged as set forth above. Continued excessive preauthorized transfers will result in account closure.