Checking

Smart and simple. Find a personal checking option that works for you from a banking partner that's there for you-online, on the phone and at more than 440 full-service bank locations. Plus, with free access to more than 1,200 ATMs, your checking account will always be a pin-code away.

	FREE Checking	Select Checking	Preferred Checking
Free Visa* Check Card with Rewards
Free Online Banking & Bill Pay
Overdraft Protection Available
Free RBC ATM withdrawals		Plus no RBC Bank fee at other bank ATMs1	Plus no RBC Bank fee at other bank ATMs1; rebates available on other bank's fees2
Interest bearing
Monthly Fees/Minimum Balance	FREE	Avoid monthly fees with: $1,500 minimum balance, or $2,500 combined deposits, or Mortgage with RBC Bank (otherwise $11.95/month)	Avoid monthly fees with: $5,000 minimum checking balance, or $10,000 combined deposits, or $20,000 combined total deposits and available CreditLine or EquityLine balance (otherwise $29.95/ month)
FREE Checks		3	4
Extra Value and Services	FREE direct deposit	Savings account - no monthly fee; no minimum balance No fee Deluxe ID TheftBlock* Basic 5 FREE direct deposit	Bonus CD rates Discounted loans7 Preferred Money Market Savings rates FREE Travelers Checks and Official Checks FREE safe deposit box6 FREE check image storage Savings account - no monthly fee; no minimum balance No fee Deluxe ID TheftBlock* Basic 5 FREE direct deposit

Free Checking

A basic checking account with RBC Bank is FREE. No monthly fee, no minimum balance, and no direct deposit requirement. Plus, get free access to convenient Online Banking and Bill Pay.

Select Checking

Enjoy lots of extras without the fees when you choose Select Checking and keep a moderate account balance or have a mortgage with RBC Bank. Also available at a small monthly fee, the advantages of Select Checking include no RBC Bank ATM fees for withdrawals from non-RBC Bank ATMs, one order of free basic checks, Deluxe ID TheftBlock* Basic, and more.

Preferred Checking

Earn interest and access our most complete checking and banking services with a minimum balance in a Preferred Checking account. Never pay fees for basic checks, Travelers Checks or Official Checks, and enjoy bonus rates on deposits and discounts on loans⁷. Preferred Checking clients receive a free safe deposit box, rebates on ATM usage fees charged by other banks as well as the personal service and convenience that comes with every RBC Bank account.

¹ Does not include fee another bank or terminal owner may charge.

² Up to four per month upon client request.

³ Free first order of basic checks; 25% discount on additional orders.

⁴ Free basic checks or 50% discount on other check orders.

⁵ A $250.00 deductible applies. Coverage is not available to New York residents.

⁶ Subject to availability of small size boxes; may be applied as discount for larger box.

⁷ Credit subject to approval. Normal credit standards apply.