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RBC BANK ANNOUNCES MANAGER OF CROSS BORDER BANKING

Frederic Potvin to Oversee Cross Border Banking for Florida


RALEIGH, N.C. – Oct. 23, 2008 – RBC Bank recently announced the appointment of Frederic Potvin as
manager of Cross Border Banking for Florida.

Potvin will work closely with RBC Bank market leaders and the Florida sales force to
execute the bank’s cross border strategy and Florida growth plan. He brings more than eight years of
diverse banking experience from several lines of business.

Since its inception in 2003, RBC Bank’s Cross Border Banking Business has grown to more than 50,000
Canadian clients.

“Fred’s cultural experience as well as his extensive background in banking make him a great leader for
the bank,” said Alain Forget, vice president of Cross Border Strategy and Business Development for RBC
Bank. “With the expanded footprint in Florida, it is important to not only maintain but grow the competitive
advantage this department brings to our market. We are excited to have Fred leading this effort.”

“With two-and-a-half million Canadians visiting each year, Florida generates more than 70 percent of
RBC Bank’s total Cross Border business,” said Gary Klein, Florida market president for RBC Bank. “With
Alain, Frederic will become a key asset in bringing this fast growth niche business to the next level.”

A native of Montreal, Canada, Potvin will be based at the RBC Bank Florida state office in Orlando.

About RBC Bank
RBC Bank, headquartered in Raleigh, N.C., offers a wide range of financial services and advice, including
a complete line of banking, and mortgage services to individuals, businesses and public institutions
throughout the Southeast. RBC Bank’s network includes more than 430 full-service banking centers, an
extensive ATM network, and telephone and online banking. In addition, RBC Bank offers builder finance
products through its RBC Builder Finance division. RBC Bank is a wholly-owned subsidiary of Royal Bank
of Canada (RBC) (RY on the TSX and NYSE), Canada's largest bank as measured by assets and market
capitalization. RBC is also one of the world’s financial, social and environmental corporate leaders for the
past eight years as on the Dow Jones Sustainability World Index. Additional information about RBC Bank
may be found at www.rbcbankusa.com.

 

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For more information:
Jamie Mitchell/RBC Bank
Manager, Media Relations
919-788-5613
jamie.mitchell@rbc.com