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RBC CENTURA INTRODUCES FINANCIAL LITERACY PROGRAM

Employees present "Savvy Cents" to community groups



RALEIGH, N.C., Mar. 15, 2006 - RBC Centura is extending its role as a leader in local communities by launching a new financial literacy education program called Savvy Cents. The program will help participants of all ages and financial knowledge levels to set financial goals, build wealth, budget and achieve financial stability.

"As part of our commitment to help improve the lives of people in our local communities, we are proud to offer the Savvy Cents program across our markets," said Scott Custer, CEO, RBC Centura. "Financial literacy is an important topic, and our goal is for employees to promote financial education to their local community groups to help them become more financially savvy."

Each Savvy Cents course is tailored to the specific needs of its audience and can be presented to a variety of different organizations including middle and high school groups, college and university clubs or student special interest groups, senior citizens groups and other community groups.

Groups interested in scheduling a free Savvy Cents financial literacy class should call the RBC Centura Corporate Communications department toll free at 1-866-336-9264 or contact their local RBC Centura banker.

RBC Centura

RBC Centura offers a wide range of financial services and advice, including a complete line of banking, investment, loan, mortgage, life insurance, and other services, to individuals, businesses and public institutions throughout the Southeast. RBC Centura's multifaceted customer access network includes more than 270 full-service banking centers, an extensive ATM network, and telephone and Internet banking. In addition, RBC Centura offers builder finance products through its RBC Builder Finance division. According to the Federal Reserve, RBC Centura is the 50th largest U.S. commercial bank as of June 2005. RBC Centura Banks, Inc., is a wholly owned subsidiary of Royal Bank of Canada (RBC) (NYSE, TSX: RY).

FOR MORE INFORMATION: Kristen Doherty, RBC Centura, (919) 788-6076