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Notice of Change in Terms for Treasury Management Service Investment Sweep Services Product Guide


In this Notice, “we”, “us” and “our” refer to RBC Bank (USA) and the terms “you” and “your” refer to our customers who are using or receiving any of our Treasury Management Services.

We have changed the provisions of our Investment Sweep Services Product Guide pertaining to Master Notes. Beginning November 1, 2010, Master Notes will be issued by Royal Bank of Canada, New York Branch, with an address of One Liberty Plaza, New York, NY; and, the minimum purchase of an interest in a Master Note by us for you will be $25,000.00 and the minimum aggregate amount of purchased interests by you may not be less than $25,000.00 at any time.

The above change is effective as of November 1, 2010.