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Notice of Change in Terms of Treasury Management Service Remote Deposit


October 8, 2010

In this Notice, “we”, “us” and “our” refer to RBC Bank (USA) and the terms “you” and “your” refer to our customers who are using or receiving any of our Treasury Management Services.

We have changed the time by which checks may be submitted using our Remote Deposit treasury management service. The new time is 9:00 p.m. Eastern Time on each Business Day. The change will be reflected in the following : Remote Deposit Product Guide; ACH Product Guide.