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Notice of Change in Terms of Treasury Management Services Terms and Conditions


September 27, 2010

In this Notice, “we”, “us” and “our” refer to RBC Bank (USA) and the terms “you” and “your” refer to our customers who are using or receiving any of our Treasury Management Services.

We have changed the first sentence in Section C.5 of our Treasury Management Services Terms and Conditions. The first sentence, as changed, reads as follows:

If a Service involves a debit to any of your Eligible Accounts or any other account you maintain with us, you must have on deposit in such accounts sufficient amounts to enable us to make the debit, plus associated fees and costs and expenses.