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RBC Rewards

 

Now you can earn more points for your purchases, be able to redeem for trips without any restrictions using our newest innovation in travel rewards, My Way Rewards, choose from new and exciting reward options and enjoy something really different in a rewards program.

Earn Points Faster

Your purchases now earn more points!

 

With your You used to earn: But you'll now earn:

RBC Bank Visa* Credit Card

1 point per $2 spent 1 point per $1 spent

RBC Bank Rewards Plus Visa Credit Card

1 point per $1 spent

  Annual fee = $55

1.5 points per $1 spent

   Annual fee = $55

Note: Points are only earned on Check Card transactions when you do NOT use your PIN number. Please ask merchants to allow you to sign for your purchases or select the credit option.

* RBC Bank, licensee of trademark.

Be sure to check out all of the exciting new RBC Rewards offers

Go to www.rbcbankusaredemption.com to learn more about the program. Or call us Monday through Friday from 9:00am to 10:00pm, EST, Saturday and Sunday from 9:00am to 9:00pm, EST at 877-521-2035.

Pool Your Points

The power of pooled points

What's really exciting about the RBC Rewards Program is that unlike any other credit card rewards program, only RBC Bank now lets you combine your personal credit card points into one RBC Rewards account. And you can combine your personal RBC Rewards account with any other RBC Rewards personal credit cardholder.

Businesses have many new options with a lot of flexibility! Either roll up all your points to one master account for your entire business. Or your employees can earn their individual business credit card points. Or mix and match. The choice is yours. For more information contact your RBC Bank Business Banker.

    There are hundreds of ways to reward yourself. Enjoy great shopping, terrific dining, exciting adventures and more. Best of all, we have added dozens of new rewards!

    Be sure to check out all of the exciting new RBC Rewards offers

    Go to www.rbcbankusaredemption.com to learn more about the program. Or call us Monday through Friday from 9:00am to 10:00pm, EST, Saturday and Sunday from 9:00am to 9:00pm, EST at 877-521-2035.

    Travel Without Restrictions - Three Ways to Redeem

    Travel Option #1: My Way Rewards

    You've earned the points. Now redeem them like cash! With My Way Rewards you book your trip through ANY online travel agency, or directly with the airline or other travel supplier.

    No more restrictions. No more blackout dates. Plus you can book your trip through your favorite travel site or agency, using your RBC Bank card. Once the transaction posts to your account, simply call us to redeem points for your trip. We will apply a credit for your purchase amount directly to your credit or check card statement. What could be better?

    Travel Option #2: Travel Gift Certificates

    RBC Rewards offers gift certificates that can be used for any trip booked through our full service travel agency partner, Montrose Travel.

    Travel Option #3: Traditional Travel

    For a more traditional way to book your travel reward, redeem for your trip in a one-stop process through our RBC Rewards full service agency travel partner, Montrose Travel. Book online or work with a live agent. The choice is yours.

    Be sure to check out all of the exciting new RBC Rewards offers

    Go to www.rbcbankusaredemption.com to learn more about the program. Or call us Monday through Friday from 9:00am to 10:00pm, EST, Saturday and Sunday from 9:00am to 9:00pm, EST at 877-521-2035.

    Frequently Asked Questions

    Do I have to register for the upgraded program?

    You will continue to earn points for every dollar you spend on your RBC Bank credit or check cards (signed transactions only). However, we have also enhanced our program's Web site to let you manage your account, and provide you with more service online. To ensure the highest level of security, we ask all cardholders to register on the new site, www.rbcbankusaredemption.com, and create a new User ID and password right away.

    How do I take advantage of pooled points?

    Pooled points make it easier for you to get rewards even faster. Here's how pooling points works:

    • Combine your own RBC Bank credit and bank check card points together.
    • Invite family members and friends to combine their personal points with yours.
    • Businesses can either roll up all your points to one master account for your entire business. Or your employees can combine points earned with their individual business credit and check cards. Or mix and match. The choice is yours.

    Can I use my points for travel?

    Absolutely! RBC Rewards has eliminated all the restrictions that you normally find in rewards programs (seat restrictions, Saturday night stays or other requirements). Plus, we let you book your trip any way that you would like with our newest innovation in travel rewards, My Way Rewards. Book your airline, car rental, hotel stay, cruise or tour package through ANY online travel Web site, your favorite travel agency, or even directly with the airline or other travel supplier using your RBC Bank card. Then contact an RBC Rewards Customer Service Representative to let us know you prefer to use your points to pay for the trip. We'll issue a credit on your RBC Bank statement for the cost of the trip and deduct points from your RBC Bank account instead. We have other travel service rewards as well. Please visit the program's Web site, www.rbcbankusaredemption.com, for all the information you need!

    Can the points earned with personal RBC Bank cards be combined with points earned with business RBC Bank cards?

    No. Points earned with personal cards cannot be combined with points earned with business cards. However, you can combine all the points earned with all personal cards into one account. And, you can combine all the points earned with business cards into a single account provided the cards were opened using the same Federal Tax ID number.

    Does the program still offer Rewards Plus?

    Yes, it does. For an annual fee of $55, Rewards Plus increases the rate at which you earn points when you use your RBC Bank Visa credit card. So, you can get to rewards even faster.

    Do my points ever expire?

    Any RBC Rewards points you've earned from 10/24/2008 on will have a three (3) year expiration term - and will be cleared from the account at the end of the expiration month. For example, if you earn points on 11/1/2008 they will not expire until 11/30/2011. Points earned before 10/24/2008 continue to have a four (4) year expiration term - and expire on the last day of the fourth calendar year.

    How do I redeem my points for rewards?

    You can redeem points anytime by visiting www.rbcbankusaredemption.com or by calling the Redemption Service Center. You can reach us Monday through Friday from 9:00am to 10:00pm, EST, Saturday and Sunday from 9:00am to 9:00pm, EST at 877-521-2035.