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Smart and simple. Find a personal checking option that works for you from a banking partner that's there for you-online, on the phone and at more than 420 full-service bank locations. Plus, with free access to more than 1,200 ATMs, your checking account will always be a pin-code away.

Compare RBC Personal Checking Accounts to find the best one for your needs.

Free Checking

A basic checking account with RBC Bank is FREE. No monthly fee, no minimum balance, and no direct deposit requirement. Plus, get free access to convenient Online Banking and Bill Pay.

Senior Checking

If you are 55 or over you can get all the benefits of FREE Checking plus have the option to earn interest with a balance of $1,000 or more. Your account comes with exactly the perks you need like free basic check orders, a free small safe deposit box and no-fee Traveler’s Checks or Official Checks.

Select Checking

Enjoy lots of extras without the fees when you choose Select Checking. By keeping a moderate account balance, or if you have a mortgage with RBC Bank, you'll enjoy the advantages of no RBC Bank ATM fees for withdrawals from other banks, one order of free basic checks, Deluxe ID TheftBlock® Basic, and more.

ONE Account

Get all the flexibility of a checking account plus the interest-bearing benefits of a savings account. This account offers our best interest rate on a checking account. Plus, you can borrow at discounted interest rates on loans or invest in CDs with bonus interest rates.

Preferred Checking

Earn interest and access our most complete checking and banking services for FREE when you maintain a minimum balance.1 Never pay for basic checks, Travelers Checks or Official Checks, and enjoy bonus rates on deposits and discounts on loans. Preferred Checking clients receive a free safe deposit box, rebates on ATM usage fees charged by other banks as well as the personal service and convenience that come with every RBC Bank account.

Private Banking Financial Solutions

Whether you're an investor, executive, business owner, or high-net worth individual, your unique financial needs and opportunities require comprehensive banking services that allow you to manage both personal and business finances more conveniently and cost-effectively. At RBC Bank, you can take advantage of a full suite of Private Banking Financial Solutions to help you do just that.

U.S. Banking for Canadians

For Canadian residents who visit or travel to the United State regularly, RBC Bank offers convenient and accessible banking solutions to give you financial peace of mind - on both sides of the border.

Ready to switch your checking account to RBC Bank?

Learn How

Need Assistance?

We're happy to help! Simply visit any RBC Bank location or call 1-877-RBC BANK (877-722-2265).

1With Preferred Checking, stated banking services are offered at no fee when you maintain a minimum balance in your Preferred Checking account, in other associated deposit accounts or by obtaining a qualifying loan subject to credit approval.